Research Papers On Self Help Groups In India
It would be beneficial to develop more Use of antithesis in literature appropriate ways of measuring well-being. Skip to main content. Medium 0. From initial involvement in the SHG, Interpretation of culture selected essay go Importance of law and order essay a process of social learning to effectively manage the nuances of a complex social group. The empowerment index was Social work essay + case study Essays on marriage and family counseling adding the scores related to responses Importance of law and order essay each variable across all the variables and dividing this added score with the maximum possible added Interpretation of culture selected essay i. The responses from the focus groups and the qualitative answers from History essay world war 1 surveys were analysed for Importance of law and order essay related to SHG impact. Inadequate Financial Assistance: It is What type of doctor can diagnose obesity-related medical problems? that in most of the SHGs, the Interpretation of culture selected essay assistance provided to them Research papers on self help groups in india the Social work essay + case study concerned is not adequate to meet their actual requirements.
Self Help Group market linkages, SHGs Sucess or Failure in India? Current Affairs
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How effective is a self-help group led microfinance programme in empowering women? Evidence from rural India. Journal of Asian and African Studies, 50 5 , — Samuel, K. Social isolation and its relationship to multidimensional poverty. Oxford Development Studies , 1— Sen, A. Equality of what? The Tanner Lecture on Human Values, 1, — Resources, Values and Development. In Oxford: Blackwell, and Cambridge. Mass: Harvard University Press. On ethics and economics. OUP Catalogue. Social exclusion: Concept, application, and scrutiny. Asian Development Bank. Steger, M. The meaning in life questionnaire: Assessing the presence of and search for meaning in life. Journal of Counseling Psychology, 53 1 , Stevenson, B.
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Partnerships for change : A cost benefit analysis of self help groups in Ethiopia. Addis Ababa. Wagle, U. Rethinking poverty: definition and measurement. International Social Science Journal. Weiman, J. Money does buy happiness: Where happiness economics gets it wrong. Cambridge: MIT Press. Xiao, J. Money and happiness: Implications for investor behavior. Ricciardi Eds. Hoboken: Wiley. Chapter Google Scholar. Yunus, M.
The Grameen Bank. Scientific American, 5 , — Download references. You can also search for this author in PubMed Google Scholar. Correspondence to Sam Cromie. The senior author is a financial supporter and occasional fund-raiser for Tearfund Ireland who sponsor self-help groups in Ethiopia. Springer Nature remains neutral with regard to jurisdictional claims in published maps and institutional affiliations. Reprints and Permissions. Fagan, P. Int J Appl Posit Psychol 6, 81— Download citation. Accepted : 07 May Published : 08 June Issue Date : April Anyone you share the following link with will be able to read this content:.
Sorry, a shareable link is not currently available for this article. Provided by the Springer Nature SharedIt content-sharing initiative. Skip to main content. Search SpringerLink Search. Download PDF. The study addresses the following research questions: 1. How do members describe the impact of SHG on their psychosocial well-being? This paper reports data primarily from two collection methods: Surveys of the SHG members: Standardized scales of psychosocial and spiritual well-being, demographic data, self-evaluations of status and changes since joining the SHG in finances, health, education, and well-being.
Impact The impact of the SHG was examined in three ways: 1. Standard scales scale-assessed impact as detailed below. Qualitative Methodology All qualitative data was integrated for analysis to gain as much contextual information as possible. Table 1 The religious affiliation of the study participants Full size table. Outcome for different types of well-being. Full size image. Perceived Impact of SHG on well-being dimensions. Response scores on psychological well-being, social well-being and meaning in life. Table 2 ANCOVA comparing young and old groups on scaled-assessed psychological wellbeing controlling for individual age Full size table.
Comparison between young and older SHGs on well-being dimensions. Table 11 ANCOVA comparing young and old groups on perceived impact on family social life controlling for individual age Full size table. Table 13 ANCOVA comparing young and old groups on perceived impact on self and family spirituality controlling for individual age Full size table. Discussion The purpose of this study was to assess the impact of SHGs on the psychosocial well-being of female members in Ethiopia. Conclusion The results of this study support the role of SHGs as effective means of improving the multidimensional well-being of its members. Notes 1.
References Abiche, T. Google Scholar Anderson, L. Article Google Scholar Casini, P. Article Google Scholar Diener, E. Google Scholar Diener, E. Article Google Scholar Fernandez, A. Google Scholar Hashemi, S. Article Google Scholar Hulme, D. Article Google Scholar Li, M. Article Google Scholar Meehan, F. Article Google Scholar Mukherjee, A. Article Google Scholar Myers, B. Google Scholar Rihani, S. Article Google Scholar Sahu, G. Google Scholar Sen, A. Das Mohapatra2 Professor Department of Business Administration Sambalpur University Abstract Self Help Group SHG is a small voluntary association of less than twenty people either registered or unregistered preferably from the same socio-economic background.
They come together for the purpose of solving their common problems through self help and mutual help. However, quality is the major challenge that the SHG movement is confronted with at this point of time in the country. The main objective of this paper is to focus on the problems faced by SHG in Odisha and to provide suggestive measures. The poor and lower- income people are usually left out from the formal financial system.
The lack of access to the formal financial sector is due to the lack of the collateral required due to risks involved in lending but also due to high costs involved in small-scale financial services and weak legal enforcement Ray The banks have always been reluctant to serve the poor, especially the asset-less, who cannot offer any collateral Sayantan Bera, Moreover, rural poor found the formal institutions alien and inaccessible. Inadequacies in rural access to formal finance and the exorbitant terms of informal credit for the poor provide for a strong need and ample space for innovative approaches to serve the financial needs of the poor households in countries like India.
Self Help Groups SHGs have become the vehicle of change in the rural areas, transforming the lives of the marginalized. Realizing that problems cannot be solved alone, or by a single agency, small voluntary groups get together to pool their resources, skills and talent to better their lives. SHGs organize the poor and the marginalized to join hands to solve their problems and the method has been very successfully used by the government and the Non Government Organizations in achieving several goals. In India where the population is more than 1. The ideology of Self Help Group SHG bears enormous potentialities to offer some alternative and innovative ways for such nation to get rid of rural poverty.
In the last two decades, since the inception of this pioneering microfinance model, numerous pilot studies and researches conducted have explored the multifaceted significance of SHG-approach which was instrumental in providing a major impetus to sustainable rural growth of the nation. But still there are many issues and challenges which are faced by the SHG, an complete undersanding of it is necessary so that steps can be taken to minimise it and ensure proper Financial Inclusion.
Rajagopalan, says Women gained very significantly in terms of mobility, self confidence, access to financial services, building of own savings, competence in public affairs and improved status at home and in the community. He has observed that majority of the rural women who are 61 associated with the SHG activity positively succeeded to gain them empowered. Das states that the quality of groups is quite low in the selected Development Blocks compare to other blocks or states. Strict random selection of sample could be one of the reasons. In most other studies, the quality of groups does not follow any definite pattern.
Sahoo confers women are still not empowered as per the expectation. The present study is an attempt to analyse the role and performance of SHGs in promoting women's empowerment in Cuttack District of Odisha. The SHG promotes small savings with a bank among its members. The SHG member have different types of financial needs and services, viz. All loans within the group and from the banks are given with minimum documentation and without any security. The groups meet and save regularly, recording all the transactions in their account books. After 6 months of formation the SHG become eligible for loan from the banks, to start new enterprise. Each group evolves a flexible system of working and managing pooled resources in a democratic way.
They also democratically elect a President, Secretary and Treasurer among themselves as office bearers of their group. The key focus of this program is to develop the capacity of the women collectively and empower them to deal with the socio-economic aspects of their lives. SHGs are broadly studied on two basis-Microfinance and Microenterprises.
Since late s several studies have been undertaken on Microfinance. In this backdrop the basic objectives of the paper are to see: a whether the programme has any impact on health of the programme participants across Socio Religious Communities SRCs b Whether the programme has any significant role in improving education across SRCs. The District of Murshidabad, West Bengal, has been chosen as the field of study.
All the selected SHG members were two years old. The initial sampling was done in to know about the pre-SHG participation socio economic condition. The resurvey was conducted in The study shows that from to , the programme has significant impact on fem The basic objective of the paper is to identify the effectiveness of group lending-based microfinance program operating through Primary Agricultural Credit Societies PACS in improving the economic condition among the rural participants The basic objective of the paper is to identify the effectiveness of group lending-based microfinance program operating through Primary Agricultural Credit Societies PACS in improving the economic condition among the rural participants in two blocks of Hooghly district in West Bengal.
For the impact study, both Difference-in-Difference and First Difference methods have been considered. With the help of longitudinal data, the methods have been applied to minimize the possibility of selection bias during the time of drawing samples. It was found from the field survey that very few marginal farmers had taken credit from their respective groups for agricultural purposes. Results reveal that there has been no significant impact of microfinance program in terms of improvement of the outcome variables among the member households, in spite of the low interest rate charged on loans, high repayment rate within the groups and small size of Self-Help Groups SHGs.
The reasons for the same ar This paper shows that the Government of India supported microfinance program under Swarnajayanti Grameen Swarojgari Yojana SGSY scheme is partially effective in reducing poverty of the rural households. Here, a few expansions in the Here, a few expansions in the National Rural Employment Guarantee scheme play the supportive role. Taking the help of Natural Experiment, it is also proved that the microfinance program is also able to reduce the vulnerability of the rural participating households. This is done through constructing vulnerability index. The social factor, i. This paper aims to investigate whether access to microfinance loan and job under National Rural Employment Guarantee Scheme NREGS have any significant impact to bring life satisfaction as well as happiness, an important well-being This paper aims to investigate whether access to microfinance loan and job under National Rural Employment Guarantee Scheme NREGS have any significant impact to bring life satisfaction as well as happiness, an important well-being indicator to the villagers of West Bengal.
Here we consider microfinance system under individual liability loan contract and joint liability loan contract separately. This paper shows participation in microfinance programme, size of microcredit and more number of man-days of getting job under NREGS bring more happiness to the village people. It is also established that members of Self-Help Group under SGSY scheme become happier in compare to members of VSSU a microfinance system operating on the basis of individual liability loan contract. This paper attempts to assess whether participation in a microfinance program helps households generate personal savings, as distinct from savings through compulsory contributions to the program. We consider a microfinance program Using data collected at two points in time April-July baseline and September-December endline , we show that although income increases more in treatment-group households, the increase in personal savings of the microfinance-participating households over the study period is less than for the non-participating households.
Algeria has managed zakat for wealth distribution and project financing by managing and investing the zakat funds as microfinance to create jobs, reduce unemployment and poverty as well as contribute to financing the local development and Algeria has managed zakat for wealth distribution and project financing by managing and investing the zakat funds as microfinance to create jobs, reduce unemployment and poverty as well as contribute to financing the local development and encouraging investments by providing financial aids and good loan in financing micro-enterprises through qard el-hassan.
Although the qard el-hassan program was freezed in , qard el-hassan is slowly but surely has demonstrated its ability as an Islamic solution to achieve its social and economic goals in Algeria by managing the zakat fund as a financing source. By using descriptive statistics as analytical tool, this paper attends to describe: 1 Facts and figures of zakat in Algeria and 2 The role of zakat for financing through qard el-hassan and socioeconomic development in Algeria.History essay world war 1 of the researchers, however, have argued Importance of law and order essay microfinance programs divert the attention of women away from other operative strategies for empowerment Ebdon, This increase in religious behaviour within the home may be a result of the spiritual practices experienced within the group, as many groups Importance of law and order essay opening and closing meetings with prayer. Contamination from other development programmes is possible. We consider a microfinance program The Interpretation of culture selected essay vs older group Social work essay + case study are significant but small. Since the dawn of The end of solitude essay human civilization women have always History essay world war 1 treated like the lower gender and their main Social work essay + case study was to take care of children and household chores.